I am a postdoctoral researcher at Lund University, Sweden. Before joining Lund, I completed my Ph.D. in Economics at the Stockholm School of Economics.
I am an applied microeconomist with a primary research interest in household finance. I also explore topics in financial intermediation, education, and labor economics. In particular, I study policy-relevant questions on the determinants and consequences of financial distress, the impact of new financial products and technologies such as "Buy-Now-Pay-Later" (BNPL) loans and crypto assets, and the effects of educational reforms.
E-mail → elin.molin@nek.lu.se
Phone → +46 73 987 62 84
Affiliations
Centre for Economic Demography (CED)
Uppsala Centre for Fiscal Studies (UCFS)
Knut Wicksell Centre for Financial Studies (KWC)
News
I will be presenting our paper Buy Now Pay (Less) Later: Leveraging Private BNPL data in Consumer Banking at the 7th CEPR Summer Conference on Financial Intermediation and Corporate Finance
I will be presenting our paper When Loss Strikes Twice: Severe Health Shocks and Financial Well-Being at the CEPR Summer Conference: The Economics of Longevity and Ageing
My paper When Loss Strikes Twice: Severe Health Shocks and Financial Well-Being joint with Kaveh Majlesi and Paula Roth is Revise and Resubmit at the Review of Finance
I will be presenting our paper Buy Now Pay (Less) Later: Leveraging Private BNPL data in Consumer Banking at the BIS – CEPR – Gerzensee – SFI Conference on Financial Intermediation 2025
My paper Long-Term Impacts of Achievement-Based School Assignment is Reject and Resubmit at the Economic Journal
I received a grant from Johan och Jakob Söderbergs stiftelse.
I received the 2nd best paper prize at the Essen Health Conference 2024 for our paper Severe Health Shocks and Financial Well-being joint with Kaveh Majlesi and Paula Roth.
For our project “Education and Long-Term Savings” Gawain Heckley, Martin Fischer, Therese Nilsson and I received a grant from The Thule Foundation.
For our project “Understanding Overindebtness; New Data, Causes, Consequences, and Policy” and our conference on Household Debt Relief Marieke Bos, Paula Roth and I received two grants from Handelbanken.
With Claudio Daminato, I am co-organizing the 2nd Arne Ryde Workshop "Micro Data meet Macro Models" on August 22-23 in Lund, Sweden. Luigi Pistaferri and Michaela Pagel will be keynote speakers at the event.
With Marieke Bos and Paula Roth, I am co-organizing the Workshop “Household Debt Relief, New data, Micro-Macro Perspectives” on September 24 in Stockholm, Sweden. Paul Goldsmith-Pinkham and Sasha Indarte will be keynote speakers at the event.
With Andreas Johansson, Talina Sondershaus and Anders Vilhelmsson, I am co-organizing the Knut Wicksell Conference on Crypto and Fintech on August 30-31 in Lund, Sweden. Campbell R. Harvey will be the keynote speaker at the event.